Expertise doesn’t have to be complex.

Property and Casualty

Property and Casualty ->

Commercial coverage protects the work you build, the people you employ, and the decisions you make every day. We listen first, then shape a plan that fits the way your business operates. From risk guidance to claims support, our goal is to help you move forward with clarity and confidence.

Personal Lines

Personal Lines ->

Life moves quickly, and your personal coverage should keep pace. We take time to understand what matters most to you and build a plan that protects your home, your family, and your future. Our team brings clarity to complex decisions and support when you need it most.

Employee Benefits

Employee Benefits ->

Your team deserves benefits that balance care, cost, and clarity. We partner with you to create a benefits strategy that supports retention, strengthens culture, and meets the needs of your workforce. Our guidance helps you navigate rising costs and shifting regulations with confidence.

Alternative Risk Transfer

As insurance costs continue to rise and coverage terms become more restrictive, many organizations are exploring alternatives to the traditional insurance market to gain greater control over their total cost of risk.

Captives

Petra’s Alternative Risk Transfer practice works closely with clients to design innovative, highly customized solutions, including captive insurance structures and other non-traditional risk financing strategies, aimed at stabilizing costs, improving long-term risk outcomes, and reducing exposure to market volatility.

WHO WE SERVE

Real Clients. Real Challenges. Real Outcomes.

Explore real examples of how we partner with clients and the situations we have helped them navigate. Their stories offer a clear view of what our work looks like in practice.